Navigating Your Care: Insurance & Payment Options
We handle the paperwork so you can focus on your recovery.
The FAM Commitment to Transparency
At FAM Rehabilitation, we believe financial uncertainty should never be a barrier to high-quality neurological and orthopedic rehabilitation. Whether you are coming to us for specialized Stroke recovery or post-surgical rehab, our team is dedicated to helping you understand your coverage from day one.
How Insurance Works at FAM
Insurance in the neuro-rehab world can be complex. Policies vary significantly regarding "medical necessity" and the number of visits allowed per year. Instead of giving you a generic list that may not apply to your specific plan, we offer a Complimentary Coverage Verification.
How It Works:
3 Steps to Clarity
Submit Your Information: Provide your insurance details during your initial inquiry or via our secure portal.
We Do the Legwork: Our billing specialists contact your provider directly to verify your specific outpatient physical or occupational therapy benefits.
No-Surprise Briefing: Before your first session, we explain your co-pays, deductibles, and any visit limits, so you know exactly what to expect.
Plans We Commonly Work With While we verify every plan individually, we frequently work with:
Medicare & Medicare Supplements: We are experts in navigating Medicare’s requirements for neurological rehabilitation.
Major Commercial Carriers: We are in-network with most of the commercial insurance providers active in Southern, New Jersey. We can help you maximize your in- and out-of-network benefits. .
Worker's Compensation & Personal Injury: If your injury occurred on the job or in a motor vehicle accident, we coordinate directly with your adjusters.
What if FAM is "Out-of-Network"?
Many of our patients choose us specifically for our Board-Certified Neurological expertise and one-on-one treatment model, even if we aren't in-network with their insurance carrier..
Standard Clinics: Often see 3 patients at once to compensate for low insurance rates.
The FAM Model: We prioritize your recovery. If we are out-of-network, we can often provide you with a "Superbill" to submit for direct reimbursement from your insurer.
Self-Pay Options for those without insurance or those who have exhausted their yearly benefits but still require care, we offer transparent self-pay rates. This allows you to continue your progress without the restrictions of insurance "caps."
Questions about
your coverage?
Call our Galloway office at
Call (609) 964-7901
We will verify your benefits within 24–48 hours.